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CeloHTCeloHT

Pillar 01 · Education

Understanding comes before access

Give communities the financial, blockchain, and digital skills they need to use digital financial services with real confidence — before they're ever handed a specific tool like Valora or cUSD.

Curriculum

Four modules, in order

Basic financial literacy

Budgeting, saving, risk management, and the concept of interest.

Delivered before: Any wallet setup

Blockchain & Web3 fundamentals

What a blockchain is and how a transaction works, in plain language.

Delivered before: Wallet setup

Hands-on Valora/cUSD use

Step-by-step guided use, with heavy emphasis on seed-phrase security.

Delivered before: First live transaction

Crypto risk awareness

Volatility, common scams, and never risking more than you can afford to lose.

Delivered before: Reinforced on an ongoing basis

Delivery

Written, visual, and in person

Material combines written guides, visual diagrams, and in-person community sessions — deliberately not confined to a single digital channel, since not every participant has reliable connectivity at the point they need the material most.

Measuring effectiveness

What we track

  • Number of people who complete at least one training module
  • Pass rate on a basic knowledge assessment
  • Structured community feedback collected after each session

Education leads into the agent network

Once someone completes core training, the next step is understanding how community agents put that knowledge to work.